Hey honey, how was your day?
It was alright.I ran into Bill and we got to talking for a while.He’s in a bit of a jam.
Why? What happened?
Well, his son had an accident and Bill doesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t look into a couple of different HMO(Health maintenance organization)’s.
Yeah, you’re right. We aren’t getting any younger and our kids are getting older.
Exactly! I searched on the web and found a couple of HMO’s with low co-pays and good coverage. The deductibles are low, too.
Well, we don’t have any pre-existing illnesses or conditions, so we should be fine.
Not in a million years!